What if I do not have a down payment?

Cambridge Home Lending offers loan programs that require NO DOWN PAYMENT even with credit scores below 600…

What if I have a bankruptcy and foreclosures on my credit report?

Many people think that if they had a foreclosure or Bankruptcy they must wait several years before thinking of homeownership again. If two years have passed since the file date of your bankruptcy we have several programs that will work for you. This is true whether your bankruptcy was a chapter 7 or 13 …discharged or dismissed. There are some programs that are available with less than two years out of bankruptcy.

What if I have unpaid collections?

Cambridge Home Lending has many programs that ignore past collections. If you have many unpaid collections on your credit report do not allow this to stop you in your pursuit of homeownership.

What if I have Tax Liens and Judgments on my credit report?

Some loan programs require Liens and judgments to be removed …and some do not. We will research all possible scenarios to find what works best for your individual situation.